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Money & the child

Child maintenance is your child's money.
Withholding it is abuse.

Dragging out paternity disputes years into payment, and weaponising the CMS to keep a hold on you, are recognised forms of post-separation economic abuse. This page sets out your rights, the rules the Child Maintenance Service must follow, and exactly what to do when a long-paying parent suddenly demands a DNA test.

Get the response letter template

Information only. This is not legal advice. Court procedures and the law change. Always confirm with a solicitor, Citizens Advice, or a domestic abuse advocate before acting.

Economic abuse is domestic abuse

Section 1(4) Domestic Abuse Act 2021 expressly includes economic abuse — any behaviour with a substantial adverse effect on your ability to acquire, use or maintain money or other property, or to obtain goods or services. Withholding child maintenance, forcing repeated CMS reviews and demanding late paternity tests all fit.

1

Know this first

Your core rights with the CMS

  • The right to apply. Any parent with day-to-day care of a child under 16 (or under 20 in approved education) can apply to the CMS under the Child Support Act 1991. There is a £20 application fee — waived if you are under 19 or a survivor of domestic abuse.
  • The right to a calculation using gross income. CMS calculates maintenance from HMRC-reported gross weekly income using statutory percentages (12% / 16% / 19% for 1 / 2 / 3+ children on the basic rate). You do not have to take the paying parent's word for it.
  • The right to enforcement. CMS can use deduction from earnings orders, lump-sum and regular deductions from bank accounts, liability orders, bailiffs, driving licence and passport disqualification, and committal — all without you returning to court.
  • The right to a fair, dignified service. Under the Customer Charter and the Equality Act 2010, you can ask for safe contact only via email, a single named caseworker, and never to be put through to the other parent.
  • The right to complain and escalate. CMS complaint → Independent Case Examiner (ICE) → Parliamentary and Health Service Ombudsman (PHSO) via your MP.
2

Ask for it by name

The Domestic Abuse Service Type

If you have experienced domestic abuse you are entitled to it. Tell the CMS at the first call (or in writing) — they do not require proof.

  • The £20 application fee waived.
  • Collect & Pay by default, so you never share bank details with the abuser.
  • A single named caseworker and a do-not-discuss list.
  • Permission to use a "safe address" — your address is withheld from the paying parent.
  • No requirement to attempt a "family-based arrangement" first.
3

The mechanics

How the calculation works

  • Direct Pay — CMS calculates, parents arrange payment between themselves. No collection fee. Risky where there is a history of non-payment or control.
  • Collect & Pay — CMS collects from the paying parent and pays the receiving parent. Collection fees apply (20% on top for the paying parent, 4% deducted from the receiving parent). Recent reforms have reduced or removed those fees in DA cases — ask explicitly.
  • Variations — either parent can apply if income is understated, the paying parent has unearned income (rent, dividends), assets over £31,250, or a "diversion of income" (e.g. paid through a company).
  • Annual review — CMS pulls HMRC data each year. You can also request a mandatory reconsideration of a decision within 30 days of being notified.
4

Name the pattern

When non-payment is used as abuse

  • Every unpaid pound is arrears. CMS must move to enforcement; chase them in writing after 30 days of non-payment.
  • Repeated late or partial payments are evidence of economic abuse under s.1(4) DAA 2021 and a course of controlling/coercive behaviour under s.76 Serious Crime Act 2015. Log them — date, amount expected, amount paid, your communications.
  • Add a Form C1A to any family court proceedings citing economic abuse, with a chronology of missed payments and CMS correspondence as exhibits.
5

The tactic

A sudden DNA test after years of payment

A paying parent who has accepted parentage for years — by being on the birth certificate, paying voluntarily, exercising contact, or being assessed by CMS without objection — does not have a free-standing right to stop paying because they have decided, today, to demand a DNA test.

  • Presumption of parentage. Section 26 of the Child Support Act 1991 sets out who is presumed to be a parent — being named on the birth certificate, a previous court declaration, marriage at the time of conception, and so on. Once a presumption applies, CMS proceeds and the burden is on the paying parent to displace it.
  • How parentage disputes are resolved. Sections 27 and 27A allow the paying parent to apply to court for a declaration of non-parentage and to seek a scientific (DNA) test under section 20 of the Family Law Reform Act 1969. The court decides — not CMS, and not the abuser.
  • The child's consent and welfare. Under section 21(3) FLRA 1969 a sample from a child under 16 can only be taken with the consent of the person with care, or (if refused) where the court is satisfied it is in the child's best interests. The child's welfare is the court's paramount consideration (s.1 Children Act 1989).
  • Article 8 ECHR. The child has a right to respect for private and family life and to know — and stably to keep — their identity. The European Court of Human Rights has repeatedly held that long-established parentage may not be overturned lightly (e.g. Mikulić v Croatia [2002] 1 FCR 720; Mizzi v Malta (2006) 46 EHRR 27).
  • UNCRC. Articles 3 (best interests), 7 (identity from birth), 8 (preservation of identity) and 27 (right to a standard of living adequate for development — and financial responsibility of both parents) underpin the welfare assessment.
  • Maintenance continues. Maintenance is not suspended while a dispute is being investigated unless and until a court declares the paying parent is not the parent. CMS retains a discretion not to suspend collection where doing so would harm the child.

A DNA demand made years into payments, in close proximity to a family court application or a request for increased maintenance, is a recognised litigation-abuse tactic and should be set out in evidence as part of the pattern under Re H-N [2021] EWCA Civ 448 and PD12J.

6

Your child is not a bargaining tool

Children as victims: their rights when an abuser refuses to pay

Maintenance is not a favour the paying parent can withdraw. It is the child's right to support from both parents, and withholding it can itself be abuse.

  • Children are recognised as victims in their own right. Section 69 of the Domestic Abuse Act 2021 amends the definition so that a child who sees, hears or experiences the effects of abuse is a victim of domestic abuse. Using money — including child maintenance — to control, punish or destabilise the child's home is part of that abuse.
  • Article 8 ECHR. Every child has a right to respect for their private and family life. That includes stability in their home, their relationship with the parent who cares for them, and not being subjected to financial pressure designed to force a change of circumstances. Interference with those rights must be justified and proportionate.
  • UNCRC Article 27. Children have the right to a standard of living adequate for their physical, mental, spiritual, moral and social development. Both parents are financially responsible for achieving this. Maintenance is not a gift from the paying parent: it is the child's entitlement.
  • UNCRC Article 3. In any decision about maintenance, the child's best interests must be a primary consideration. A decision to withhold or reduce maintenance because the parent is angry, because they demand a DNA test, or because they want to re-litigate the relationship, is not a decision made in the child's best interests.
  • UNCRC Articles 7 and 8. A child has the right to know and preserve their identity and family relations. A late paternity challenge that threatens the child's name, settled parentage and emotional security can engage these rights directly.
  • When the paying parent refuses to pay. CMS must treat non-payment as a breach of the child's rights as well as the receiving parent's rights. Ask CMS to: (1) continue collection while any dispute is resolved; (2) record the pattern as economic abuse; and (3) enforce by deduction from earnings or bank account, not wait for you to return to court.
  • Put it in writing to CMS and the court. In any C1A or witness statement, say clearly: “The children are victims of domestic abuse under section 69 of the Domestic Abuse Act 2021. Withholding maintenance is a continuation of that abuse, contrary to the children's rights under Article 8 ECHR and Articles 3, 7, 8 and 27 of the UNCRC. Their welfare, not the paying parent's demands, must be the basis of any decision.”
7

Today

What to do next

You don't have to do all of it. Start with the first one.

  1. 1Reply in writing only. Use the template below — it cites DAA 2021, s.26 CSA 1991, s.20 FLRA 1969, Article 8 ECHR and the UNCRC.
  2. 2Tell the CMS in writing that you do not consent to the child being tested, and ask them to maintain the existing calculation pending any court declaration under s.27 CSA 1991.
  3. 3Log the request as economic / litigation abuse, with screenshots of any messages.
  4. 4Take legal advice — Rights of Women, FLOWS or Citizens Advice can help.
8

Next

What to do immediately after refusing the DNA test

Once you have sent the refusal, the abuse does not stop. These steps protect your position, keep the child safe, and make it harder for the paying parent to use the CMS or a solicitor to delay maintenance.

  1. 1Keep every message about the DNA demand — screenshot it, save the original, and note the date and time.
  2. 2Send the CMS a written refusal. Ask them to keep the calculation running, record it as Domestic Abuse Service Type, and not suspend collection without a court declaration.
  3. 3Send the abuser's solicitor a separate written refusal. Do not agree to any private or solicitor-arranged test.
  4. 4Do not allow the child to be swabbed, interviewed, or photographed without a court order and your informed consent.
  5. 5Gather proof of accepted parentage: birth certificate, previous payments, CMS letters, court orders, cards and messages.
  6. 6Ask the CMS for a named caseworker, safe contact route, and written confirmation of every step.
  7. 7If payments stop or reduce, ask for enforcement immediately — deduction from earnings, deduction from bank account, or a liability order.
  8. 8Start or update the evidence checklist above. Log every missed payment, every delay, and every new demand.
  9. 9Get legal advice quickly — Rights of Women, FLOWS, Citizens Advice, or a solicitor. Ask about a Non-Molestation Order if the demands are harassing.
  10. 10If anyone tries to approach the child directly for a sample, contact the police and the court on the same day.

Checklist

Systemic abuse & DNA demand — evidence checklist

Use this checklist to record the pattern of economic abuse and coercive control through child maintenance, including a sudden or late DNA demand. Tick each item as you gather it; the list is designed to be printed and used as a working document.

The money pattern (economic abuse under s.1(4) DAA 2021)

  • Date maintenance was first calculated or agreed and the amount.
  • Every missed, late or partial payment — date, amount expected, amount paid, and how it was paid.
  • CMS reference numbers, case IDs, named caseworkers, and dates of every phone call or letter.
  • Any message where the paying parent uses money to threaten, punish or control you.
  • Evidence your child has gone without because of non-payment (receipts, letters from school, cancelled activities).
  • Bank statements showing the shortfall and how you covered it.

The late DNA demand (parentage and the child's rights)

  • Date the DNA demand was first made and the exact wording used.
  • Evidence of accepted parentage before the demand: birth certificate, previous payments, contact, court order, or existing CMS assessment.
  • How long the paying parent has known the child and acted as a parent — dates, photos, messages, cards.
  • What triggered the demand: a request for increased maintenance, family court proceedings, separation, or enforcement action.
  • Any threat to stop paying unless the test is done.
  • Your refusal letter to the CMS and the paying parent, citing s.26 CSA 1991, s.20 FLRA 1969, Article 8 ECHR and the UNCRC.

Systemic abuse through CMS and court processes

  • Repeated CMS reviews, variations, or mandatory reconsiderations that delay payment.
  • False or inconsistent income declarations (P60, tax returns, payslips, company accounts).
  • Requests to switch to Direct Pay after non-payment, or refusals to use Collect & Pay.
  • Threats to 'take you to court' or to make counter-allegations to avoid maintenance.
  • Any contact that ignores your Domestic Abuse Service Type request (calls instead of emails, disclosure of your address, speaking to the paying parent).
  • Pattern of litigation abuse — repeated applications, breach of orders, forcing you to respond.

Impact on you and the children (children as victims under s.69 DAA 2021)

  • Your child's needs that were not met due to non-payment (food, clothing, activities, school trips).
  • Changes in your child's behaviour, sleep, school attendance or wellbeing.
  • Your own financial hardship — arrears, borrowing, benefits, hardship evidence.
  • Medical or GP records showing stress, anxiety or depression caused by the abuse.
  • Witness statements from friends, family, school staff or professionals who have seen the impact.
  • Any evidence the child has heard, seen or been affected by the abuse — this makes them a victim under s.69 DAA 2021.

Documents and records to gather

  • CMS calculation letters, mandatory reconsideration notices, decision letters and complaint responses.
  • All bank statements and proof of payments / arrears for the period.
  • Texts, emails, voicemails and social media posts about maintenance or DNA.
  • Birth certificate and any court order about parentage or child arrangements.
  • SAR responses from CMS, police, GP, hospital or children's services.
  • A chronology of the maintenance history and the abuse — dates, what happened, who was told.

Support & official sources

Useful links & helplines

National Domestic Abuse Helpline (Refuge): 0808 2000 247 — 24/7, free.